Wholesale
Wholesaling industries face a unique range of day-to-day pressures and risks, calling for a broker with specialist knowledge of the sector and the expertise to arrange bespoke, tailored cover.
With many years’ experience arranging insurance solutions for our wholesaling and distribution clients through leading insurers and specialist underwriters, we have the capability and expertise to ascertain your level of risk and ensure you are appropriately covered.
We can offer industry-specific guidance, whatever the size or nature of your wholesaling business, ensuring we arrange an appropriate package of covers to minimise risk and get you back on your feet as quickly as possible, should the unexpected happen.
Typical covers include public, products and employers liability, business interruption, stock, marine logistics, motor fleet, credit insurance and transit, cargo and stock throughput insurance.
Whether you’re involved in building or electrical products, food & drink, furniture, white goods, manufacturing or otherwise, full service or speciality, we will tailor your policy to meet your specific requirements, giving you the peace of mind your wholesaling business is covered against all insurable risks.
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Stock
Any business which holds a high amount of stock, whether that’s to wholesalers or directly to consumers, should consider stock insurance. A policy can cover the cost price of your stock, typically including raw materials, work in progress, finished goods and office supplies.
Property Damage
This generally refers to the buildings included in your business assets and includes the structure as well as permanent fixtures and the surrounding grounds (driveways, patios, paths and outbuildings). A policy can also be extended to cover machinery and equipment that is critical in running your business.
Public and Products Liability
Public and Products Liability
This class of insurance is designed to protect a business in the event that an allegation of responsibility for personal injury or property damage is brought against the business from a third party.
Goods in Transit
Goods in transit and marine cargo insurance protects movement of your goods from the point of origin to the final destination, or inland from one place to another, against theft, loss or damage.
Fleet
Many businesses rely on their company vehicles to effectively manage their business.
Whether you operate a fleet of vehicles numbering from 3 to over 100 vehicles, we will be happy to discuss your requirements with you, before submitting presentations to insurers who we believe will best match your needs.
Cyber
Cyber criminals are after data, looking to cause system interruption and obtain money.
No matter how robust your protections are, antivirus can only combat known issues (antivirus companies have been hacked!) and cyber-criminals value all data, yours included. Their method of attack can take many forms.
Management Liability (D&O)
Traditionally known as Directors & Officers Insurance, Management Liability Insurance protects company directors, senior managers and officers of charities, boards and committees if a negligence claim is brought against them in court or at an employment tribunal.
Chartered Status
Adler Fairways is a Chartered Insurance Broker. Chartered status is the gold standard. It is only awarded to brokers that are committed to developing and maintaining the knowledge and capability of their people to deliver the highest quality service.
Experienced
Clients benefit from the combined strength and expertise of the W B Baxter and Adler Fairways Insurance Brokers Limited teams, delivering consistently high standards of service while supporting the future of the insurance industry and local communities.
Independent
We are proud of our independent status, built on strong family business values that remain at the heart of everything we do, guiding our continued growth, development and commitment to exceptional client service.