Tradespeople
Electrician, builder, plumber, carpenter, painter & decorator, plasterer… whatever your trade, you need tailored insurance that provides you with exactly the level of cover you require, safeguarding your business and your interests.
Whatever the nature of your business, whether you’re working in people’s homes, on a building site or a large commercial project, you face a wide range of risks on a daily basis.
By its very nature, the building industry has many unforeseen hazards, which not only calls for a cool head and an experienced approach, but also appropriate insurance in place, protecting you and the people around you, not to mention damage to property and theft of tools and equipment.
With many years’ experience arranging insurance for building contractors and tradespeople, we have a full understanding of the risks and hazards you face and the level of cover you require, depending on your trade, the size of your business and the nature of the work you’re doing.
We can provide a solution tailored to your exact needs, whether on an annual or project basis, providing such covers as public and employers’ liability, tool theft, hired in plant, personal accident, contract works, goods in transit and professional indemnity.
Talk to us in the first instance and let’s get the ball rolling. We can arrange appropriate cover quickly and efficiently, ensuring you’re protected.
Need advice? Get in touch.
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Property Damage
This generally refers to the buildings included in your business assets and includes the structure as well as permanent fixtures and the surrounding grounds (driveways, patios, paths and outbuildings). A policy can also be extended to cover machinery and equipment that is critical in running your business.
Public and Products Liability
This class of insurance is designed to protect a business in the event that an allegation of responsibility for personal injury or property damage is brought against the business from a third party.
Stock
Any business which holds a high amount of stock, whether that’s to wholesalers or directly to consumers, should consider stock insurance. A policy can cover the cost price of your stock, typically including raw materials, work in progress, finished goods and office supplies.
Professional Indemnity
Professional Indemnity insurance is important if your business gives advice to other people or businesses, this type of cover is designed to protect you if you provide them with incorrect advice which results in them suffering a financial loss which could result in them taking legal action against you.
Motor Fleet
Many businesses rely on their company vehicles to effectively manage their business.
Whether you operate a fleet of vehicles numbering from 3 to over 100 vehicles, we will be happy to discuss your requirements with you, before submitting presentations to insurers who we believe will best match your needs.
Chartered Status
Adler Fairways is a Chartered Insurance Broker. Chartered status is the gold standard. It is only awarded to brokers that are committed to developing and maintaining the knowledge and capability of their people to deliver the highest quality service.
Experienced
Clients benefit from the combined strength and expertise of the W B Baxter and Adler Fairways Insurance Brokers Limited teams, delivering consistently high standards of service while supporting the future of the insurance industry and local communities.
Independent
We are proud of our independent status, built on strong family business values that remain at the heart of everything we do, guiding our continued growth, development and commitment to exceptional client service.