Small Business / Package
If you are a small to medium sized business, a small business/package insurance option is structured to include a number of covers, offering broad protection for the risks you may face.
Depending on the nature of your business, its size, place of operation and the type of services or goods you provide, this type of insurance enables you to pull together several different insurance covers in one neat package, involving less admin and one renewal date.
Different insurance providers offer different types of small business package insurance, which is where we come in. With many years’ experience arranging cover for small businesses, we have the expertise to assess your needs and advise you on the best policy for your business and its unique risks, selecting the optimum solution from a panel of leading insurers.
Generally speaking, most small business packages tend to include property damage, business interruption, public and products liability and theft, but there are many other optional covers that you could include in your policy. Talk to us and we will advise you.
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Contents
Business contents insurance is a type of business insurance that can protect the possessions and equipment in your work premises. It’s also known as commercial contents or business assets insurance.
Stock
Any business which holds a high amount of stock, whether that’s to wholesalers or directly to consumers, should consider stock insurance. A policy can cover the cost price of your stock, typically including raw materials, work in progress, finished goods and office supplies.
Business Interruption
This form of insurance is designed and intended to mitigate losses to a company’s trading position, allowing you to get back on track as quickly as possible.
Public & Product Liability
Public and Products Liability
This class of insurance is designed to protect a business in the event that an allegation of responsibility for personal injury or property damage is brought against the business from a third party.
Cyber
Cyber criminals are after data, looking to cause system interruption and obtain money.
No matter how robust your protections are, antivirus can only combat known issues (antivirus companies have been hacked!) and cyber-criminals value all data, yours included. Their method of attack can take many forms.
Goods in Transit
Goods in transit and marine cargo insurance protects movement of your goods from the point of origin to the final destination, or inland from one place to another, against theft, loss or damage.
Chartered Status
Adler Fairways is a Chartered Insurance Broker. Chartered status is the gold standard. It is only awarded to brokers that are committed to developing and maintaining the knowledge and capability of their people to deliver the highest quality service.
Experienced
Clients benefit from the combined strength and expertise of the W B Baxter and Adler Fairways Insurance Brokers Limited teams, delivering consistently high standards of service while supporting the future of the insurance industry and local communities.
Independent
We are proud of our independent status, built on strong family business values that remain at the heart of everything we do, guiding our continued growth, development and commitment to exceptional client service.