Retail
Whether your business is online or on the High Street, we can provide tailored cover, ensuring you are protected against a wide range of risks, covering your stock, premises, staff, customers and business, as appropriate.
We’ve been arranging insurance for a wide range of retail businesses for many years and understand that the needs of no two retail clients are alike. Clients range from hairdressers and beauticians to cafes and clothes shops, all facing their own range of risks.
With access to a panel of leading insurers and specialist underwriters, we’re able to source the level of insurance that’s right for you, providing a solution that’s tailored to your specific needs, giving you just the protection you need.
We’ll not only ensure your premises and stock are protected, but also the welfare of every customer or visitor, along with your employees, contractors, casual or temporary staff, and we’ll ensure your business is protected against claims of professional negligence.
Talk to us about your retail business and let’s make sure you’re adequately insured, so you can concentrate on running your business, safe in the knowledge you’re well protected and in the best possible hands.
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Contents
Business contents insurance is a type of business insurance that can protect the possessions and equipment in your work premises. It’s also known as commercial contents or business assets insurance.
Stock
Any business which holds a high amount of stock, whether that’s to wholesalers or directly to consumers, should consider stock insurance. A policy can cover the cost price of your stock, typically including raw materials, work in progress, finished goods and office supplies.
Business Interruption
This form of insurance is designed and intended to mitigate losses to a company’s trading position, allowing you to get back on track as quickly as possible.
Public and Products Liability
This class of insurance is designed to protect a business in the event that an allegation of responsibility for personal injury or property damage is brought against the business from a third party.
Cyber
Cyber criminals are after data, looking to cause system interruption and obtain money.
No matter how robust your protections are, antivirus can only combat known issues (antivirus companies have been hacked!) and cyber-criminals value all data, yours included. Their method of attack can take many forms.
Goods in Transit
Goods in transit and marine cargo insurance protects movement of your goods from the point of origin to the final destination, or inland from one place to another, against theft, loss or damage.
Chartered Status
Adler Fairways is a Chartered Insurance Broker. Chartered status is the gold standard. It is only awarded to brokers that are committed to developing and maintaining the knowledge and capability of their people to deliver the highest quality service.
Insurance Network
Clients benefit from the combined strength and expertise of the W B Baxter and Adler Fairways Insurance Brokers Limited teams, delivering consistently high standards of service while supporting the future of the insurance industry and local communities.
Independent
We are proud of our independent status, built on strong family business values that remain at the heart of everything we do, guiding our continued growth, development and commitment to exceptional client service.