Office & Surgery

Whether you have a single office or surgery or operate from multiple locations, we can arrange flexible ‘all risks’ Office & Surgery insurance to meet your individual needs, ensuring you are appropriately protected.

Ideal for anyone operating a business from a single or multi-location office or surgery, typical businesses include advertising agencies, accountants, estate agents, charities or property managers.

Your policy provides cover for everything you need to run your business from office or surgery premises, including business contents, IT equipment, furniture and buildings insurance (if you own the business), along with employers’, public and product liability.

Depending on the nature of your business and the risks you face, your insurance could provide such covers as changing locks due to key theft, deterioration of drugs and vaccines and legal protection. You may also choose to include such extra covers as business interruption, stock, personal accident, computer breakdown, (for surgeries only), personal accident, and computer breakdown, cyber, professional indemnity and management liability (directors & officers).

With access to leading insurers and underwriters, we can tailor the policy to meet your exact requirements and, of course, your cover can easily be amended as your business evolves and grows.

Need advice? Get in touch.

Call 020 8554 5500 During Business Hours (Mon-Fri)

Complete our enquiry form

    Get in touch

    Business contents insurance is a type of business insurance that can protect the possessions and equipment in your work premises. It’s also known as commercial contents or business assets insurance.


    Computer insurance provides cover for loss, damage or breakdown of a wide range of computer equipment. Cover can be provided on an ‘All Risks’ basis with the option to add cover for events such as corruption of data and the related expenditure and costs that may be required during and after.

    Professional Indemnity

    Professional Indemnity insurance is important if your business gives advice to other people or businesses, this type of cover is designed to protect you if you provide them with incorrect advice which results in them suffering a financial loss which could result in them taking legal action against you.

    Click here for more information.

    Management Liability (D&O)

    Traditionally known as Directors & Officers Insurance, Management Liability Insurance protects company directors, senior managers and officers of charities, boards and committees if a negligence claim is brought against them in court or at an employment tribunal.

    Click here for more information.


    Cyber criminals are after data, looking to cause system interruption and obtain money.

    No matter how robust your protections are, antivirus can only combat known issues (antivirus companies have been hacked!) and cyber-criminals value all data, yours included. Their method of attack can take many forms.

    Click here for more information.

    Public and Products Liability

    This class of insurance is designed to protect a business in the event that an allegation of responsibility for personal injury or property damage is brought against the business from a third party.

    Click here for more information.


    About W B Baxter

    Claims support

    Chartered Status

    We have been awarded the prestigious title of Chartered Insurance Brokers by the Chartered Insurance Institute (CII).

    Insurance Network

    Membership to WTW Networks enables us to offer a compelling proposition for the benefit of our clients.

    Company History

    Maintaining our reputation since 1911, we pride ourselves on delivering professionalism, transparency and integrity.

    Want to talk about Office & Surgery Insurance?

    W B Baxter Ltd,
    263 Cranbrook Road,
    Ilford, Essex,
    IG1 4TG

    Copyright @ 2023 W B Baxter Ltd.
    W B Baxter Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Company Registration Number: 277519 | FCA Registration Number: 146480. If you have a complaint or dispute with us and are unable to resolve this to your satisfaction, we are obliged to offer you the Financial Ombudsman Service to help resolve this, please see the following link for further details: