Office & Surgery
Whether you have a single office or surgery or operate from multiple locations, we can arrange flexible ‘all risks’ Office & Surgery insurance to meet your individual needs, ensuring you are appropriately protected.
Ideal for anyone operating a business from a single or multi-location office or surgery, typical businesses include advertising agencies, accountants, estate agents, charities or property managers.
Your policy provides cover for everything you need to run your business from office or surgery premises, including business contents, IT equipment, furniture and buildings insurance (if you own the business), along with employers’, public and product liability.
Depending on the nature of your business and the risks you face, your insurance could provide such covers as changing locks due to key theft, deterioration of drugs and vaccines and legal protection. You may also choose to include such extra covers as business interruption, stock, personal accident, computer breakdown, (for surgeries only), personal accident, and computer breakdown, cyber, professional indemnity and management liability (directors & officers).
With access to leading insurers and underwriters, we can tailor the policy to meet your exact requirements and, of course, your cover can easily be amended as your business evolves and grows.
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Contents
Business contents insurance is a type of business insurance that can protect the possessions and equipment in your work premises. It’s also known as commercial contents or business assets insurance.
Computer
Computer insurance provides cover for loss, damage or breakdown of a wide range of computer equipment. Cover can be provided on an ‘All Risks’ basis with the option to add cover for events such as corruption of data and the related expenditure and costs that may be required during and after.
Professional Indemnity
Professional Indemnity insurance is important if your business gives advice to other people or businesses, this type of cover is designed to protect you if you provide them with incorrect advice which results in them suffering a financial loss which could result in them taking legal action against you.
Management Liability (D&O)
Traditionally known as Directors & Officers Insurance, Management Liability Insurance protects company directors, senior managers and officers of charities, boards and committees if a negligence claim is brought against them in court or at an employment tribunal.
Cyber
Cyber criminals are after data, looking to cause system interruption and obtain money.
No matter how robust your protections are, antivirus can only combat known issues (antivirus companies have been hacked!) and cyber-criminals value all data, yours included. Their method of attack can take many forms.
Public and Products Liability
This class of insurance is designed to protect a business in the event that an allegation of responsibility for personal injury or property damage is brought against the business from a third party.
Chartered Status
Adler Fairways is a Chartered Insurance Broker. Chartered status is the gold standard. It is only awarded to brokers that are committed to developing and maintaining the knowledge and capability of their people to deliver the highest quality service.
Experienced
Clients benefit from the combined strength and expertise of the W B Baxter and Adler Fairways Insurance Brokers Limited teams, delivering consistently high standards of service while supporting the future of the insurance industry and local communities.
Independent
We are proud of our independent status, built on strong family business values that remain at the heart of everything we do, guiding our continued growth, development and commitment to exceptional client service.