Motor Trade

Whatever aspect of the motor trade you’re involved in, from servicing and repair to sales, we can arrange tailored cover, providing you with exactly the protection you need.

We’ve been arranging insurance for the motor trade for many years and have an in-depth knowledge of the industry and its many different aspects, along with the hazards and risks faced on a daily basis.

We understand that one size doesn’t fit all and that you require an individual approach, tailored to your specific needs, based on your business and area of expertise.

With access to leading motor trade insurers and underwriters, we can arrange a bespoke policy, giving you exactly the level of cover you require, whether you need cover for premises, liability or road risks, and whether you require such additional covers as business interruption, engineering inspection, goods in transit, legal expenses and personal accident.

Whatever your line of work within the motor trade, we will ensure you’re appropriately covered, giving you the peace of mind you are protected against all insurable risks.

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    Property Damage

    This generally refers to the buildings included in your business assets and includes the structure as well as permanent fixtures and the surrounding grounds (driveways, patios, paths and outbuildings). A policy can also be extended to cover machinery and equipment that is critical in running your business.


    Any business which holds a high amount of stock, whether that’s to wholesalers or directly to consumers, should consider stock insurance. A policy can cover the cost price of your stock, typically including raw materials, work in progress, finished goods and office supplies.


    Many businesses rely on their company vehicles to effectively manage their business.

    Whether you operate a fleet of vehicles numbering from 3 to over 100 vehicles, we will be happy to discuss your requirements with you, before submitting presentations to insurers who we believe will best match your needs.

    Click here for more information.


    Computer insurance provides cover for loss, damage or breakdown of a wide range of computer equipment. Cover can be provided on an ‘All Risks’ basis with the option to add cover for events such as corruption of data and the related expenditure and costs that may be required during and after.

    Wrongful Conversion

    If you buy and sell vehicles of any kind, you could become a victim of Wrongful Conversion. For example this may occur where a vehicle you have purchased could be recorded as stolen. In that case, if the rightful owner can substantiate a valid claim that the title to the vehicle is indeed theirs they could either require the vehicle to be returned or payment made to its value; wrongful conversion will provide cover up to the limit on the policy.


    About W B Baxter

    Claims support

    Chartered Status

    We have been awarded the prestigious title of Chartered Insurance Brokers by the Chartered Insurance Institute (CII).

    Insurance Network

    Membership to WTW Networks enables us to offer a compelling proposition for the benefit of our clients.

    Company History

    Maintaining our reputation since 1911, we pride ourselves on delivering professionalism, transparency and integrity

    Want to talk about Motor Trade Insurance?

    W B Baxter Ltd,
    263 Cranbrook Road,
    Ilford, Essex,
    IG1 4TG

    Copyright @ 2023 W B Baxter Ltd.
    W B Baxter Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Company Registration Number: 277519 | FCA Registration Number: 146480. If you have a complaint or dispute with us and are unable to resolve this to your satisfaction, we are obliged to offer you the Financial Ombudsman Service to help resolve this, please see the following link for further details: