This generally refers to the buildings included in your business assets and includes the structure as well as permanent fixtures and the surrounding grounds (driveways, patios, paths and outbuildings). A policy can also be extended to cover machinery and equipment that is critical in running your business.

Any business which holds a high amount of stock, whether that’s to wholesalers or directly to consumers, should consider stock insurance. A policy can cover the cost price of your stock, typically including raw materials, work in progress, finished goods and office supplies.

Many businesses rely on their company vehicles to effectively manage their business.

Whether you operate a fleet of vehicles numbering from 3 to over 100 vehicles, we will be happy to discuss your requirements with you, before submitting presentations to insurers who we believe will best match your needs.

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Computer insurance provides cover for loss, damage or breakdown of a wide range of computer equipment. Cover can be provided on an ‘All Risks’ basis with the option to add cover for events such as corruption of data and the related expenditure and costs that may be required during and after.

If you buy and sell vehicles of any kind, you could become a victim of Wrongful Conversion. For example this may occur where a vehicle you have purchased could be recorded as stolen. In that case, if the rightful owner can substantiate a valid claim that the title to the vehicle is indeed theirs they could either require the vehicle to be returned or payment made to its value; wrongful conversion will provide cover up to the limit on the policy.