Landlords & Property Owners

Whether you have a single buy-to-let property or a portfolio of investment properties, we have the expertise to arrange a bespoke insurance solution that meets your needs, protecting your assets and your income.

Property is a complex field, with no two clients having the same requirements. With many years’ experience arranging property insurance, we have an in-depth knowledge of the sector and can advise on the best solution for your needs, whether you own residential, commercial, industrial or unoccupied property.

With access to a panel of leading insurers and specialist underwriters, we can arrange cover tailored to your individual requirements, with enhanced wording if required, ensuring your property and income is protected against insurable risks.

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    Buildings insurance covers the structure of the building, fixtures and fittings as well as the central heating and water system in the event of damage from disasters like storms, fire or flooding.

    Loss of Rent

    From storm damage to a flood or fire, landlord loss of rent insurance is designed to protect your rental income, if disaster strikes and your tenants are forced to move out. Or, if you can’t move new tenants in because of damage to your property, it can cover you for the rent lost in this period.

    Property Owners Liability

    Property Owners’ Liability Insurance protects landlords and property owners in respect of claims made against them in respect of their legal liability for personal injury or property damage, suffered by third parties and arising from the policyholder’s ownership of the property.


    Property insurance generally refers to the buildings included in your business assets and includes the structure as well as permanent fixtures and the surrounding grounds (driveways, patios, paths and outbuildings).

    Management Liability (D&O)

    Management Liability Insurance, traditionally known as Directors & Officers Insurance (D&O) protects company directors, senior managers and officers of charities, boards and committees if a negligence claim is brought against them in court or at an employment tribunal.

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    About W B Baxter

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    Chartered Status

    We have been awarded the prestigious title of Chartered Insurance Brokers by the Chartered Insurance Institute (CII).

    Insurance Network

    Membership to WTW Networks enables us to offer a compelling proposition for the benefit of our clients.

    Company History

    Maintaining our reputation since 1911, we pride ourselves on delivering professionalism, transparency and integrity.

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    W B Baxter Ltd,
    263 Cranbrook Road,
    Ilford, Essex,
    IG1 4TG

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    W B Baxter Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Company Registration Number: 277519 | FCA Registration Number: 146480. If you have a complaint or dispute with us and are unable to resolve this to your satisfaction, we are obliged to offer you the Financial Ombudsman Service to help resolve this, please see the following link for further details: