Commercial Business

As a business owner you’ll require a range of cover to protect your business against property damage, interruption to your business, and your Legal Liabilities amongst other areas. A Commercial Combined policy can cater for these, for medium to larger businesses, all under one policy

With many years’ experience arranging tailored insurance solutions for a wide range of commercial clients, we have the expertise to source the level of insurance that’s right for your business, ensuring you are protected against the risks you face.

We’ll take time to understand your business: finding out what you do, whether you have seasonal fluctuations, whether you own property, run a fleet, have goods in transit, deal with the public and so on.

Then we’ll search through a panel of leading insurance providers to find the optimum solution for your needs, enabling you to concentrate on running your business, safe in the knowledge you’re fully insured with a policy that’s tailored to your specific requirements.

As your business grows and evolves, we’ll ensure you continue to be appropriately insured and protected against any new and emerging risks. So, talk to us in the first instance and let’s make sure you have the right level of insurance in place right from the start.

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    Property insurance generally refers to the buildings included in your business assets and includes the structure as well as permanent fixtures and the surrounding grounds (driveways, patios, paths and outbuildings).

    Business Interruption

    This form of insurance is designed and intended to mitigate losses to a company’s trading position, allowing you to get back on track as quickly as possible.

    Click here for more information.

    Employer's Liability

    Employers’ Liability insurance is a legal requirement if you employ staff and provides cover if a member of staff is injured or suffers an illness as a result of your business activities.

    Click here for more information.


    Cyber criminals are after data, looking to cause system interruption and obtain money.

    No matter how robust your protections are, antivirus can only combat known issues (antivirus companies have been hacked!) and cyber-criminals value all data, yours included. Their method of attack can take many forms.

    Click here for more information about Cyber Insurance

    Management Liability (D&O)

    Traditionally known as Directors & Officers Insurance, Management Liability Insurance protects company directors, senior managers and officers of charities, boards and committees if a negligence claim is brought against them in court or at an employment tribunal.

    Click here for more information.

    Professional Indemnity

    Professional Indemnity insurance is important if your business gives advice to other people or businesses, this type of cover is designed to protect you if you provide them with incorrect advice which results in them suffering a financial loss which could result in them taking legal action against you.

    Click here for more information.


    About W B Baxter

    Claims support

    Chartered Status

    We have been awarded the prestigious title of Chartered Insurance Brokers by the Chartered Insurance Institute (CII).

    Insurance Network

    Membership to WTW Networks enables us to offer a compelling proposition for the benefit of our clients.

    Our History

    Maintaining our reputation since 1911, we pride ourselves on delivering professionalism, transparency and integrity.

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    W B Baxter Ltd,
    263 Cranbrook Road,
    Ilford, Essex,
    IG1 4TG

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    W B Baxter Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Company Registration Number: 277519 | FCA Registration Number: 146480. If you have a complaint or dispute with us and are unable to resolve this to your satisfaction, we are obliged to offer you the Financial Ombudsman Service to help resolve this, please see the following link for further details: