Commercial Business
As a business owner you’ll require a range of cover to protect your business against property damage, interruption to your business, and your Legal Liabilities amongst other areas. A Commercial Combined policy can cater for these, for medium to larger businesses, all under one policy
With many years’ experience arranging tailored insurance solutions for a wide range of commercial clients, we have the expertise to source the level of insurance that’s right for your business, ensuring you are protected against the risks you face.
We’ll take time to understand your business: finding out what you do, whether you have seasonal fluctuations, whether you own property, run a fleet, have goods in transit, deal with the public and so on.
Then we’ll search through a panel of leading insurance providers to find the optimum solution for your needs, enabling you to concentrate on running your business, safe in the knowledge you’re fully insured with a policy that’s tailored to your specific requirements.
As your business grows and evolves, we’ll ensure you continue to be appropriately insured and protected against any new and emerging risks. So, talk to us in the first instance and let’s make sure you have the right level of insurance in place right from the start.
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Property
Property insurance generally refers to the buildings included in your business assets and includes the structure as well as permanent fixtures and the surrounding grounds (driveways, patios, paths and outbuildings).
Business Interruption
This form of insurance is designed and intended to mitigate losses to a company’s trading position, allowing you to get back on track as quickly as possible.
Employer's Liability
Employers’ Liability insurance is a legal requirement if you employ staff and provides cover if a member of staff is injured or suffers an illness as a result of your business activities.
Cyber
Cyber criminals are after data, looking to cause system interruption and obtain money.
No matter how robust your protections are, antivirus can only combat known issues (antivirus companies have been hacked!) and cyber-criminals value all data, yours included. Their method of attack can take many forms.
Management Liability (D&O)
Traditionally known as Directors & Officers Insurance, Management Liability Insurance protects company directors, senior managers and officers of charities, boards and committees if a negligence claim is brought against them in court or at an employment tribunal.
Professional Indemnity
Professional Indemnity insurance is important if your business gives advice to other people or businesses, this type of cover is designed to protect you if you provide them with incorrect advice which results in them suffering a financial loss which could result in them taking legal action against you.
Chartered Status
Adler Fairways is a Chartered Insurance Broker. Chartered status is the gold standard. It is only awarded to brokers that are committed to developing and maintaining the knowledge and capability of their people to deliver the highest quality service.
Experienced
Clients benefit from the combined strength and expertise of the W B Baxter and Adler Fairways Insurance Brokers Limited teams, delivering consistently high standards of service while supporting the future of the insurance industry and local communities.
Independent
We are proud of our independent status, built on strong family business values that remain at the heart of everything we do, guiding our continued growth, development and commitment to exceptional client service.