Small Business / Package

If you are a small to medium sized business, a small business/package insurance option is structured to include a number of covers, offering broad protection for the risks you may face.

Depending on the nature of your business, its size, place of operation and the type of services or goods you provide, this type of insurance enables you to pull together several different insurance covers in one neat package, involving less admin and one renewal date.

Different insurance providers offer different types of small business package insurance, which is where we come in. With many years’ experience arranging cover for small businesses, we have the expertise to assess your needs and advise you on the best policy for your business and its unique risks, selecting the optimum solution from a panel of leading insurers.

Generally speaking, most small business packages tend to include property damage, business interruption, public and products liability and theft, but there are many other optional covers that you could include in your policy. Talk to us and we will advise you.

Need advice? Get in touch.

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    Contents

    Business contents insurance is a type of business insurance that can protect the possessions and equipment in your work premises. It’s also known as commercial contents or business assets insurance.

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    Stock

    Any business which holds a high amount of stock, whether that’s to wholesalers or directly to consumers, should consider stock insurance. A policy can cover the cost price of your stock, typically including raw materials, work in progress, finished goods and office supplies.

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    Business Interruption

    This form of insurance is designed and intended to mitigate losses to a company’s trading position, allowing you to get back on track as quickly as possible.

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    Public & Product Liability

    Public and Products Liability
    This class of insurance is designed to protect a business in the event that an allegation of responsibility for personal injury or property damage is brought against the business from a third party.

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    Cyber

    Cyber criminals are after data, looking to cause system interruption and obtain money.

    No matter how robust your protections are, antivirus can only combat known issues (antivirus companies have been hacked!) and cyber-criminals value all data, yours included. Their method of attack can take many forms.

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    Goods in Transit

    Goods in transit and marine cargo insurance protects movement of your goods from the point of origin to the final destination, or inland from one place to another, against theft, loss or damage.

    Click here for more information.

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    About W B Baxter

    Claims support

    Chartered Status

    We have been awarded the prestigious title of Chartered Insurance Brokers by the Chartered Insurance Institute (CII).

    Insurance Network

    Membership to WTW Networks enables us to offer a compelling proposition for the benefit of our clients.

    Company History

    Maintaining our reputation since 1911, we pride ourselves on delivering professionalism, transparency and integrity.

    Want to talk about Small Business / Package Insurance?

    W B Baxter Ltd,
    263 Cranbrook Road,
    Ilford, Essex,
    IG1 4TG


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    W B Baxter Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Company Registration Number: 277519 | FCA Registration Number: 146480. If you have a complaint or dispute with us and are unable to resolve this to your satisfaction, we are obliged to offer you the Financial Ombudsman Service to help resolve this, please see the following link for further details: financial-ombudsman.org.uk