Non-Standard Home

If your home is constructed from non-standard materials, there may be increased risks, which means you may need to take out non-standard home insurance to ensure it’s adequately protected.

Non-standard homes are typically built from less common materials, so any building that isn’t made of brick or stone and doesn’t have a slate or tiled pitched roof is usually referred to as ‘non-standard’. This doesn’t just refer to modern houses, it also includes older or listed properties, where the construction method is no longer widely practised.

Typical non-standard materials include timber frame, steel frame, concrete, corrugated iron, plastic, glass, fibreglass, flint, thatch, cob, wattle and daub, prefab, HUF houses, and new, eco-friendly materials, including green roofs.

Many insurers won’t insure such properties, as replacing or repairing non-standard or non-traditional materials can be expensive and time-consuming, calling for a specialist tradesman to carry out the work. That’s why you will require non-standard home insurance from a specialist provider.

With many years’ experience arranging insurance for all types of home, and with access to a panel of leading insurers and niche underwriters, we can arrange a tailored solution to meet your exact needs, ensuring your non-standard home is adequately protected with the appropriate level of cover.

If you are struggling to insure your home contact us and we would be delighted to assist.

Need advice? Get in touch.

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    W B Baxter Ltd,
    263 Cranbrook Road,
    Ilford, Essex,
    IG1 4TG


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