Cyber
Cyber criminals are after data, looking to cause system interruption and obtain money.
No matter how robust your protections are, antivirus can only combat known issues (antivirus companies have been hacked!) and cyber-criminals value all data, yours included. Their method of attack can take many forms including the following;
System Interruption by Malware – software which is specifically designed to disrupt, damage or gain access to a computer system – ie viruses, worms, trojan horses
Ransomware cover – cyber criminals infiltrate the computer system and encrypts files, making it impossible for the business to contact customers etc. The criminal demands a ransom in order to unlock the files. Although the ransom may be small the business interruption claim for the business could be significant
Phishing – the attempt to obtain sensitive information such as usernames, passwords and credit card details, often for malicious reasons, by disguising as a trustworthy entity in an electronic communication
Distributed Denial of Service (DDOS) attack – an attack occurs when multiple systems flood the bandwidth or resources of a targeted system
Cyber Extortion – an attack or threat of attack, coupled with a demand for money to avert or stop the attack
Rogue/Negligent Employees – employees may maliciously or innocently release information, or open files (email attachments) which allows Malware to infiltrate the computer system
The exposure to your business can impact your balance sheet (ie first response costs, third party liability, fines, loss of revenue), your brand/reputational damage, loss of Intellectual Property/contractual liability.
As an Insurance Broker, we want to ensure that our clients are afforded the opportunity to protect their business against the consequences of the above.

To demonstrate how seriously we take data protection not only do we at W B Baxter buy Cyber insurance cover, we have also put extensive security systems in place to safeguard our own data, which has earned us Cyber Essentials Plus accreditation.
Adler Fairways is a Chartered Insurance Broker. Chartered status is the gold standard. It is only awarded to brokers that are committed to developing and maintaining the knowledge and capability of their people to deliver the highest quality service.
Clients benefit from the combined strength and expertise of the W B Baxter and Adler Fairways Insurance Brokers Limited teams, delivering consistently high standards of service while supporting the future of the insurance industry and local communities.
We are proud of our independent status, built on strong family business values that remain at the heart of everything we do, guiding our continued growth, development and commitment to exceptional client service.