This magazine focuses on the following topics:

• What goes up… – Interest rate rises have been bad news for mortgage borrowers over the last two years, but is the trend about to reverse?
• Will you be able to retire at pension age? – The traditional age of retirement is changing – meaning you could end up working longer than you expected to.
• Home owners drain pensions to survive mortgage crisis – High interest rates are forcing many over 55s to dig into lifetime savings pots.
• At the end of the storm – As we appear to be heading to calmer waters after a volatile few years for everyone’s personal finances, is now the time to start looking further forward with confidence?
• Choice is back – The number of mortgage products available has risen to a 15-year high.

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