Personal Insurance

Baxters Streetwise Home Insurance

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Streetwise was created over 20 years ago to offer quality home insurance at discounted rates to members of affinity groups.

As a member of Streetwise you can save up to 20% on your home insurance renewal quote with Baxter’s Streetwise.

Subject to adherence to specific eligibility criteria, Streetwise members have access to a comprehensive home insurance wording, and will receive a guaranteed saving on their current home insurance renewal premium, without compromising on cover, or service.

More advantages of being a member include:

  • Free Legal Expenses
  • Alternative Accommodation
  • Pedal cycles cover
  • Cover in the garden
  • Trace and Access cover
  • Cover for students possessions at University

To be eligible for Streetwise you must be a member of an approved affinity group and then to qualify for the saving, you will need to be a new customer and satisfy these conditions;

  • Have your renewal quote in writing from your current insurer
  • Only available to owner occupied or rented unfurnished properties in UK (excluding Northern Ireland)
  • Some postcode areas may be unacceptable (e.g. high subsidence area or on flood plains)
  • Property should be standard construction i.e. non-combustible walls and roof covering
  • No listed properties
  • No history of subsidence
  • No theft, flood or liability claims at current address
  • Up to 2 claims in last 3 years and no claim with a payment in excess of £1,000
  • The proposer must have a minimum 3 years’ continuous previous insurance history with no criminal convictions (or police cautions) other than a motoring offence, unless spent under the terms of the Rehabilitation of Offenders Act 1974;
  • Minimum premium is £125 plus tax, currently 12%
  • If the sums insured exceed:
    • Buildings £750,000
    • Contents £125,000 and
    • Personal Possessions away from the home of £20,000

We will offer you a more suitable alternative policy but cannot guarantee the 20% discount.

To obtain a quote please call Baxters on 020 8554 1100 or email

If you are not due for renewal just yet, click here and let us remind you when you are!

Streetwise is available to approved UK based companies and associations. To enquire about becoming a Streetwise member company or association please contact Phil Boyle on 020 8518 9150, or email on, or Stephen Saunders on 020 8518 9142 or email